Savings & Money Market
Put money aside for what matters and keep it growing — with locally-set rates and people who help you plan.
Saving looks different for everyone. Some people want a safe place to set money aside; others want every dollar earning more. Guadalupe Bank offers both — so whether you're building an emergency fund or growing a larger balance, your money has a home that fits.
A traditional savings account is a great starting point: it keeps your money safe, easy to reach, and growing with every deposit.
A money market account is built for higher balances, earning more interest as your balance grows while still giving you access when you need it.
Personal Savings
Simple to open, easy to grow. Start with as little as $25 and watch your savings build with competitive interest. The dependable foundation for an emergency fund, a first home, or a rainy day.
Set up automatic transfers and reach your goals without thinking about it.
Preferred Relationship Savings
Our most rewarding savings account, built for customers with an established relationship and a strong combined balance with Guadalupe Bank.
Money Market
Your balance earns more, and you still keep it close. A money market account rewards higher balances with tiered interest while keeping check-writing and transfers within easy reach.
It's the best of both worlds, stronger earning power without locking your money away.
Compare
Savings or Money Market? Here's How They Compare.
Both accounts help your money grow. The main difference is how much you keep in deposit, and the access you have in return.
| Feature | Personal Savings | Preferred Relationship Savings | Money Market |
|---|---|---|---|
| Interest Rate | Competitive | Our best rate, relationship-based | Higher, tiered by balance |
| Minimum to Open | $25 | $1,000 | $1,000 |
| Monthly Fee | $0* | $0* | $0* |
| Withdrawal Access | Up to 6 / month | Up to 6 / month | Up to 6 / month + check writing |
| Check Writing | — | — | ✓ |
| Best Use Case | Emergency fund or first goal | Maximizing return on a large balance | Growing a larger balance with access |
*No monthly fee with a qualifying minimum daily balance. Federal limits on certain types of withdrawals and transfers may apply.
All Personal Savings Accounts include:
*With a qualifying minimum daily balance. All deposit accounts are FDIC-insured up to applicable limits.
Get the App
Manage your accounts anywhere. Download the Guadalupe Bank mobile app for iPhone and Android, and bank securely from the palm of your hand.
Ready to Get Started?
Open a savings or money market account online, or talk with a local banker about the right fit for your goals.