About Us

Built by Locals. For Locals.

Where Our Word and a Handshake Make Banking the Way It Should Be.

In 2007, a group of local business leaders asked a simple question: why doesn't the Hill Country have a bank that actually belongs to it?

The big banks had branches here, sure. But decisions were made in distant cities by people who'd never driven Highway 16 or watched the Guadalupe River rise after a spring rain. Local business owners deserved better. Local families deserved better.

So nearly 100 neighbors pooled their resources. Together, they raised the capital to build something different. On March 17, 2008, Guadalupe Bank opened its doors.

We've been here ever since.

Of the Hill Country

Not Just in the Hill Country. Of It.

Our shareholders live in Kerr and Gillespie counties. Our bankers coach Little League, serve on Chamber boards, and show up to Friday night football.

When you bank with us, your money stays here, lent to the neighbor opening a shop on Main Street and the family buying their first home down the road. That is what it means to be a community bank.

Our Promise

We're a Relationship Bank. Not a Transaction Bank.

We want to know your name, your family, your business, and your goals, because that is how real service starts.

Our decisions are made locally by people who live here, bank here, and care about seeing this community thrive. When you call, a real person picks up. When you need an answer, you get one, from someone you know.

What Guides Everything We Do.

Our Mission

To remain a financially strong and locally-owned bank, delivering exceptional personal service and the best financial products to our customers in the communities we serve.

Integrity

We will always do what is right for the customer, being forthright and honest, while practicing the utmost ethical standards.

Relationships

We believe true engagement is the foundation of successful, mutually beneficial relationships. We strive to understand our customers and our employees in order to serve.

Passion

We are committed to serving our customers, our company, and our communities with pride and uncompromising dedication.

Excellence

We will cultivate excellence by striving for continuous improvement. We will challenge the process, the product, and our people in order to deliver an exceptional experience to our customers and employees.

Ready to Bank with Your Neighbors?

Come see us in Kerrville or Fredericksburg. We'd love to meet you.