Business Checking Accounts
Simple, reliable checking backed by local bankers who pick up the phone, know your business, and make decisions right here in the Hill Country.
The Right Account for the Way You Do Business
We're not after transactions. We prefer relationships. That means finding you the right checking account, making sure you understand it, and being here when you have questions, without transferring you three times to ask a simple one.
Whether you're just getting started or running an established operation, we have a business checking account that fits, with decisions made right here, by people who live here.
Account Options
Choose Your Business Checking
Small Business Checking
Perfect for most businesses.
- No monthly service charge
- 200 items free per month (per-item fees apply beyond that)
- Instant Issue Debit Card available at account opening
- Full access to online and mobile banking
Best for: Shops, restaurants, contractors, sole proprietors, and most small businesses.
Commercial Checking
For businesses with higher transaction volume.
- $0 monthly service charge
- Competitive Earnings Allowance credited against per-item fees
- Per-item fees apply
- Full online, mobile, and treasury access
Best for: Higher transaction volume, multi-employee operations, and commercial accounts.
Non-Profit Checking
Built for organizations doing good.
- $0 monthly service charge
- 50 items free per month (per-item fees apply beyond that)
- Full access to online and mobile banking
Best for: Non-profits, churches, community groups, and civic associations.
Everything You Need. Nothing You Don't.
Instant Issue Debit Card available at account opening; permanent card arrives in 7–10 business days ($10 replacement fee). Report a lost or stolen card at (830) 792-1950 during business hours or (800) 500-1044 after hours. Savings Made Simple rounds debit purchases to the nearest dollar and transfers the difference to your designated account automatically.
Bank on Your Schedule
Check balances, deposit checks, transfer funds, and pay bills, all from your phone. Search 'Guadalupe Bank' in the App Store or Google Play to get started.
Ready to Open Your Business Account?
Call us, stop by, or come see us. We'll get you set up fast.