Lending

Construction Loans

One loan, from the ground up — financing that carries you from the first stake in the ground to the keys in your hand.

One Loan. From the Ground Up.

If you've found the perfect lot but need to build a house from scratch, our construction loan has you covered. Our lenders will guide you through every step, from a stake in the ground to the day you move in, with a clear path to permanent financing when your build is done.

What We Offer

Financing That Keeps Your Build Moving

A single loan that converts to permanent financing when construction wraps, with no second closing, no second set of fees. Your lender stays with you the whole way.

One-time close: Construction and permanent financing in a single loan and closing
Interest-only draws: Pay interest only on what you draw during the build
Local decisions: Approvals and answers from a lender right here in the Hill Country
Clear path to permanent: Roll into your permanent mortgage when the build is complete

Why Guadalupe Bank

Fast, Local Decisions. Friendly Lenders. Right Here in Your Community.

Building a home is a big undertaking, and the right lending partner makes all the difference. We stay close, keep things simple, and move quickly so your build never waits on a committee in another city.

  • Fast, local decisions
  • Friendly lenders who answer the phone
  • We're with you from blueprint to move-in day

Ready to Break Ground?

Call us, stop by, or come see us. We'll walk you through the process and get your build qualified fast.