Business Savings & Money Market
Smart cash management starts here — build a cushion or earn more on higher balances, with bankers who help you figure out which fits.
Your Money Should Be Working, Not Just Sitting
Keeping cash idle doesn't serve your business. Our savings and money market accounts give you a secure place to set aside reserves — for taxes, for rainy days — while keeping your money accessible and earning.
We're a relationship bank, not a transaction bank. That means we want to know your goals, not just open an account and move on. That's how banking used to be — and how it still is here.
Account Options
Two Ways to Grow Your Reserves
Business Savings
A straightforward place to start building reserves.
- $100 minimum balance to open
- Interest-bearing account
- Up to 6 free withdrawals per month
- If activity exceeds limits, we'll move you to a better-fit account
Best for: New businesses, building an initial reserve, or balances under $1,500.
Business Money Market
Earn more on higher balances.
- $1,500 minimum balance
- Tiered interest: higher balances earn more
- $10 fee if balance falls below $1,500 during the month
- Up to 6 free withdrawals per month ($10 each after that)
Best for: Established businesses with consistent reserves wanting to earn while keeping funds accessible.
Compare
Which Account Is Right for You?
Both put your reserves to work. The difference is how much you keep on hand and how hard you want it working.
| Feature | Business Savings | Business Money Market |
|---|---|---|
| Minimum Balance | $100 | $1,500 |
| Interest | ✓ | ✓ Tiered |
| Monthly Withdrawals | 6 free | 6 free |
| Best For | Getting started / lighter balances | Higher balances / earning more |
Not sure which fits? Call us or stop by. We'll give you a straight answer.
The Tools to Stay on Top of Your Cash
All deposit accounts are FDIC-insured up to applicable limits.
Manage Your Business Savings Anywhere
Check balances, track interest, and move money — all from the Guadalupe Bank mobile app. Search 'Guadalupe Bank' in the App Store or Google Play.
Not Sure Which Account Fits Your Business?
Call us, stop by, or come see us. We'll give you a straight answer, with no pressure to get products you don't need.