Home Equity Loans
Affordable monthly payments and a rate you can count on — put the value you've built to work for what's next.
Affordable Monthly Payments. A Rate You Can Count On.
A home equity loan lets you borrow against the value you've built, with a fixed rate and a fixed monthly payment so there are no surprises. It's a smart way to fund a renovation, consolidate higher-interest debt, or cover a major expense, all at a rate that's typically lower than a credit card.
Stability You Can Plan Around
A Loan That Works the Way You Need It To
Fixed Rate, Fixed Payment
Your rate and payment stay the same for the life of the loan, so budgeting is simple and predictable.
Lump Sum Up Front
Get the full amount at closing — ideal for a one-time project or expense with a known cost.
Use It Your Way
Renovate, consolidate debt, cover tuition or an emergency — your equity, your call.
Why Guadalupe Bank
A Lender Who Knows Your Story
We're not after transactions. We prefer relationships. Your lender takes the time to understand what you need, and you won't re-explain your story every time you call.
- Local decisions, made right here
- Rates and payments you can plan around
- Same faces, year after year
Ready to Find Out What Your Home's Equity Can Do?
Call us, stop by, or come see us. We'll look at your situation and give you a straight answer.