Personal Banking

Checking Accounts

Honest, everyday banking with no surprises — find the checking account that fits the way you live.

Whether you're just starting out or simplifying your routine, Guadalupe Bank checking keeps your money working for you. Every account includes free online and mobile banking, a debit card, and the kind of local service you only get from neighbors. Compare our accounts and open yours in minutes.

Account Summaries

Basic Checking

Simple, no-fuss checking for everyday spending. There's no minimum balance to track and no monthly maintenance fee when you go paperless. Just straightforward access to your money, anywhere.

It's the easy, dependable account that does exactly what you need and nothing you don't.

Interest Checking

Earn interest on your everyday balance. Keep a qualifying minimum and your checking account works a little harder. Pay competitive interest while you keep full, anytime access to your funds.

All the convenience of everyday checking, with a little extra reward for keeping a balance.

Patriot Cash Reserve

Premium checking with our highest tier of benefits. Designed for customers who keep larger balances, Patriot Cash Reserve rewards you with enhanced interest, free checks, and priority service.

Our way of saying thank you to the members who do more of their banking with us.

Compare

Decide What's Right for You

A side-by-side look at our four personal checking accounts. Not sure which fits? Talk to a banker and we'll help you choose.

FeatureBasicInterestPatriot Cash Reserve
Minimum to Open$50$100$1,000
Monthly Maintenance Fee$0*$0*$0*
Earns Interest
Free Visa® Debit Card
Free Online & Mobile Banking
Free Personal Checks
Best ForEveryday spendingEarning on your balancePremium rewards

*No monthly maintenance fee with paperless eStatements.

All Personal Checking Accounts include:

Free Online & Mobile Banking
Free Visa® Debit Card
Free Bill Pay
Zelle® Payments
Mobile Check Deposit
Free eStatements
24/7 Account Access
Fraud Monitoring

All accounts are FDIC-insured. Message and data rates may apply for mobile services. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC.

Get the App

Manage your accounts anywhere. Download the Guadalupe Bank mobile app for iPhone and Android, and bank securely from the palm of your hand.

Ready to Get Started?

Open your account online in minutes, or stop by any Hill Country branch and say hello.