Disclaimers & Disclosures
Important information about our products, services, and website.
Last updated: July 1, 2026
General Website Disclaimer
The information on this website is provided for general informational purposes only. While Guadalupe Bank endeavors to keep the information current and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.
Not Financial Advice
Nothing on this website constitutes financial, legal, tax, or investment advice. The content is provided for informational purposes only and does not create a banker-customer relationship. Please consult with a qualified financial advisor, attorney, or tax professional before making financial decisions.
Product and Rate Disclosures
Interest rates, annual percentage yields (APYs), fees, and product terms displayed on this website are subject to change without notice. Rates are effective as of the date shown and may differ from rates available at the time of account opening. Contact us or visit a branch for current rates and terms before opening an account or applying for a loan.
Loan and Mortgage Disclosures
All loan and mortgage products are subject to credit approval. Terms, conditions, and eligibility requirements apply. Not all applicants will qualify. Interest rates and loan terms are subject to change. Annual Percentage Rates (APRs) may vary based on creditworthiness, loan amount, term, and other factors. Contact a Guadalupe Bank loan officer for a personalized rate quote.
Guadalupe Bank is an Equal Housing Lender. We make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.
Third-Party Links
This website may contain links to third-party websites for your convenience and information. Guadalupe Bank does not control, endorse, or assume responsibility for the content, products, or services of any linked third-party site. Accessing a third-party site is at your own risk, and we encourage you to review the privacy policy and terms of service of any site you visit.
External Calculators and Tools
Any financial calculators or tools provided on this website are for educational and illustrative purposes only. Results are estimates and are not guaranteed. Actual loan payments, savings growth, and other figures may differ based on specific product terms, rate changes, and individual circumstances.
No Warranty
This website is provided on an "as is" and "as available" basis. Guadalupe Bank makes no warranty that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify, suspend, or discontinue the website or any feature at any time without notice.
Limitation of Liability
To the fullest extent permitted by applicable law, Guadalupe Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or any information contained herein, even if we have been advised of the possibility of such damages.
Governing Law
This website and all disputes arising from its use shall be governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action arising from or related to this website shall be brought exclusively in the state or federal courts located in Kerr County, Texas.
Contact Us
If you have questions about these disclaimers or disclosures, please contact us:
Guadalupe Bank
1301 Junction Hwy, Kerrville, TX 78028
Phone: (830) 792-1950
Email: info@guadalupebank.com